After living hand to mouth for decades and burning through my student finance during the onslaught of Covid-19, I was worried I wouldn’t be able to afford the second year of my Masters; if only I’d been more crypto-savvy prior to digging in to it.

After weeks of watching a known crypto expert on a daily basis I took the plunge.

Within 36 hours I’d made almost 19% interest on my initial investment,

and the currency I’d bought in to was about to halve!

Bitcoin and Crypto Coins are mined, the miners are going to start receiving half the amount of Bitcoin per transaction than they did before, ‘halving’ the amount being released and therefore increasing the value.

I could hardly believe it, for decades i’d kept trying to save and ended up spending it, I’d never managed to hang on to more than £50 or so, but now…. now my money is just as safe as it was in the bank (or safer), but it’s working for me.

With the £ Pound Sterling being detached from the Gold Standard in 1931 (US$ in 1934) and Governments printing trillions, mostly to bail out big businesses, the value of FIAT currencies has dropped through the floor ever since, and are set to topple now with the current Economic Crisis, so an alternative for your savings, even such a volatile one as crypto currencies, is preferable to losing interest on your savings. Even Hedge Fund managers are buying in, so, how do you do it?

Before you get started there are some things i’d recommend:

  • Get a notebook for all your passwords
  • Get a separate encrypted email account – I use protonmail
  • Generate long random passwords
  • Put everything in your book & make a backup
  • Tell no-one your crypto email address or passwords
  • Download the Google Authenticator & Authy Apps to your mobile and set up the secondary verifications

Not all wallets and exchanges buy, trade or sell, all crypto currencies, so you may need a number of wallets in order to be invested in the ones you are interested in.

To get started I recommend signing up here:

this link is an affiliate link that will give us both $50 credit, you can also get a credit card with it to use anywhere, there are different levels of credit cards, which give cashback, commission is subject to MCO purchase and reserve a Ruby Card or higher.

With you can stake certain coins for up to 3 months at a time and earn interest on your stakes.

Crypto is like having a Swiss Bank in your Pocket


I use Poloniex to purchase Monero – use code: 44JAEAJS for 10% cash back

Coinbase is another wallet where you can buy currency, this affiliate link will give you around £8 in credit (changeable & dependent on a small investment of around £80), but it will also give you the opportunity to earn crypto currencies simply by watching adverts:

My investments are intended for long term, but if you’d like to be more involved in your money, there’s a new token that you can get fully involved in: with BizzCoin you lock your investment in for 52 weeks & Every Monday you click on a button. Doing that earns you between 0.4% to 1% (depending upon the value of the pack you buy), Monday to Friday for 52 weeks. Invite others to join you, build a team and make commissions in Bizzcoin, there are also a large number of places where you can use your BizzCoin, or you can withdraw it in Euros or BitCoin.

Here’s the Presentation:

For an incredible Crypto/Investment opportunity with a low buy in and weekly returns, there’s something that I’ve recently invested in as a form of Pension fund. You can be completely passive, or build up teams for quicker returns. There are no monthly fees or charges, just passive income and/or team income.
If you’re interested a building an online business from home get in touch. E Mail

For alternate ways of earning Crypto:

If you’re worried about people being able to access the crypto wallets on your phone, for extra security you may wish to store your Crypto on a Ledger.

Ledger Nano X - The secure hardware wallet

Please be aware that you can purchase Ledgers cheaper elsewhere, however there is no guarantee that even ‘new’ ones (which appear to be sealed) haven’t been hacked in order to steal your Crypto Currencies.

As for which coins or tokens to buy, well, that’s up to you, please do your research, I’m no Financial Advisor, what I can tell you is that some wallets/exchanges demand minimum transactions, others don’t; some also charge more than others. You may wish to buy with one wallet/exchange and move it somewhere else.


Bullish – Buying – price increase

Bearish – Selling – price decrease

FUD – attempt to reduce confidence in – price decrease

FOMO – Fear of Missing Out

Dump – people selling and price decreasing

Pump – people buying and price increasing

Hodl – to hold on to your Crypto Currency for longer term gains